The problem of debit cards.

The businesses are obliged to accept debit cards, with this is benefited the company Frist Data that is the owner of the technology here in Argentina.
So I ask myself, is the same thing with third-party insurance on vehicles, it is mandatory, but we do not always agree that when it is an option for sale, it is mandatory to purchase a terminal to be able to sell with a debit card.


To leave I leave a button where you can search in Google what you like.

Already with 3 entries and I have google ads available.




It is good to see that the monetization of google was not slow in updating and allows me to edit my blog and to win, some clicks with monetization. Still the visits I have are few, but we will see what happens in the course of time, I will try to incorporate a lot of information to be able to do different things. The blog has been updated with bootraps, so the posts have many more features that will allow better view of it.

A cordial greeting and we hope that they continue reading us.

I think I should develop my post a little more because they have no future.

I will make of this site my personal diary, where perhaps it will help the reader in some things and others.



A government is indebted continually.



Suppose we want to buy bonds or anything that the government issues as a form of investment and savings to buy a car. It is almost a robbery that someone who asks for money (bonds of any kind letters), in the end then you end up charging VAT, gross income, and income tax indirectly if we add 33% + 21% + 8% = 62% . Giving you 27% to 35% of TNA in the best cases, suppose 30% the government is staying with 32% and also you are the one who lends the money.
But that is inevitable, no matter how much you deposit the money in another bank the% VAT and income tax will be.
For some reason the economies of other countries can operate with low levels of taxes, both of VAT and income tax.
This 30% versus 62% of those who did not lend money to the government generates a clear tendency to save, in this way, what makes the investments in the private sector are minimal.
Obviously in the face of this favorable situation of finding a reliable investment that emits the government, occupies a significant portion of the current assets, then obtaining investments for the entrepreneurs is totally difficult. Always the amount for investments will have to be from banks, but at rates much higher than what the government asks for, This makes the profitability of any company, accustomed to evaluate the projects with the financial assets valuation system ( CAPM) are always counted the interest rate on US treasury bonds, the average rate of more than 60 years is 5% but is currently 2.5% or half, which indicates that the US does not need to borrow .
A government needs to cover the expenses necessary to make investments, and to fulfill current accounts, which are the salaries of public employees, education, health and security, as well as all bureaucratic sectors such as justice and the salaries of politicians.
In an inflationary scenario, the government must be abolished in order to cover growing budgets. But how does inflation stop?
What is inflation and how does it arise?

To study the inflationary phenomenon, or the devaluation of the currency we can study it in a closed market. If no new money is generated How can inflation exist?

Digital Money Laundering



Money laundering originates when the sum of unpaid high money is raised and comes from an illegal market, such as drugs, trafficking in women, or the sale of any property that is prohibited by law Your Country To be able to enter with this money to the banks, it is necessary to bleach it and to pay of taxes in the laundering is assigned an activity. For example a false laundry, people wash a lot, but millions of profits enter, but the truth is that it is a lie. But this money is already bleached.


About the data analysis.

Data analysis is a process of inspecting, cleaning and transforming data with the aim of highlighting useful information, suggesting conclusions, and support for decision-making. Data analysis has multiple facets and approaches, covering various techniques in a variety of names, in different business, science, and domains of social sciences. Data is collected and analyzed to ask questions, to test conjectures or to prove the invalidity of theories.

Colisión de horarios de docentes.

Es normal que se den en horarios de 4 horas cátedras, en una grilla de 6 módulos diarios incluyendo horario de mañana y tarde, los 5 días de...